I have at least 3-4 bad parenting moments every day.  But my aim is to teach SOS that life is governed by a set of rules:

• if you do something, then you live with the consequences;
• never, ever, implicate someone who is innocent;
• if you want to dance, you have to pay the fiddler;
• if you feel guilty at night, then you need to apologize to someone in the morning;
• if you’ve done something bad, you have to own up to it and try to make it right; and
• if you lie, it only postpones the inevitable reckoning and aggravates anyone who would have been sympathetic to you.

SOS asked me about LIBOR and what exactly was being manipulated.  I tried to explain it simply and, to be honest, I was marginally successful (that is to say, inept).

I have been thinking about the Federal Reserve’s expressing concern 3 or 4 years ago, the Bank of England’s having to answer to Parliament, and a venerated international banking institution’s being rocked to its core.  And, there are many banks under scrutiny.  Then I read an article about the cheating, self-dealing and insider-trading done by Wall-Streeters that are just part of business as usual.

This week, I paid a sick amount of money in life insurance, long term care and disability insurance.  Am I a schmuck?  Are all these institutions houses of cards waiting to collapse and shatter my dreams and hopes of providing for my family?

I am tired of people cheating with my future.  If you want to mess up your life, hell, it is your life.  But when what you do affects POB, SOS and me, just be careful never to meet me in person, because, if you are putting my family at risk, I am capable of anything.  Anything.